You don’t have to be rich to live rich. In fact, you can build wealth on as little as five dollars a day and retire a millionaire, provided you’re strategic and savvy about your finances. Even better: It’s never too late to start.
There’s hope for those of us out there who would love to transform ourselves into millionaires, even if we don’t feel like we have the potential. Whether you’re living paycheck to paycheck or have a comfortable income and simply want to live your dream life, there are ways to acquire wealth that don’t require you to walk into a bank or brokerage firm. You don’t even need a lot of time—or even a budget. All you need are a set of core strategies, tips, and insights that can help you achieve financial independence and become richer than you thought you could ever be.
New York Times best-selling author David Bach knows this better than anyone. His celebrated books, The Automatic Millionaire and The Latte Factor: Why You Don’t Need to Be Rich to Live Rich, have changed people’s lives. Now, in Start Late, Finish Rich, David distills and updates all the learnings from his more than 20 years of financial experience into an engaging, entertaining, and enlightening series that can put you in better control of your finances and back in the driver’s seat of your dreams.
Why You’re Richer Than You Think
David knows that no matter when you start taking control of your money (and your future), you have hope there’s a way to do it. And his goal is to take that hope that’s already inside you and give you the structure and techniques proven to build wealth over your lifetime.
In Start Late, Finish Rich, you’ll learn how to:
- Create financial freedom starting with as little as five dollars a day,
- Practice automatic millionaire habits that can change everything,
- Retire early or transition to a life you dream of living,
- Build effective retirement and security accounts,
- Dodge dangerous retirement pitfalls and investing mistakes,
- Determine the best financial apps and investments out there,
- And so much more.
Potent, Powerful Financial Advice
These lessons are packed with potent, powerful advice—the same advice Davie has taught to millions of people in seminars, live events, courses, and best-selling books. With Start Late, Finish Rich, you’ll get to hear the same insights as audiences at the world’s leading financial service firms, Fortune 500 companies, universities, and national conferences.
- Pay Yourself First: When it comes to money, a lifestyle-sustainable plan starts with paying yourself first. When you earn a dollar, the first thing you do is take some of it and pay yourself. (And it needs to go directly from your paycheck into your retirement account so you don’t pay taxes first.)
- Learn Your “Latte Factor”: Frivolous spending on things like lattes adds up, and can convince us we don’t have money for our future. Find out where the money is going in your life—and put it to better use. If you don’t believe you can find $5 a day, then you’re never going to believe you can find $10, or $20, or $50.
- Own, Don’t Rent: A huge financial mistake is not buying a home. Yes, it’s expensive, but it’s worth it to scrape and borrow and figure it out. Remember that you’re not buying a dream home, you’re getting into the game of real estate. And real estate is the escalator to wealth.
- Find Your Value: Financial conflict is about spending money in a way that doesn’t match up with your value system. The way you fix finances is to determine what your values are, then get them to work together congruently. Do that, and you have an unbreakable force pulling you where you really want to go in life.
Ultimately, Start Late, Finish Rich is as much about values as it is about money; attitude as much as accounting.
“I don’t believe it’s all about the numbers,” David says. “It’s really all about what’s most important to you, which is: What’s your ‘why’? Why are you doing all of this? What do you care the most about?”
And if you don’t already know your ‘why,’ David and his masterful series will help you figure that out.
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